No matter what the market's doing, Buffett's Berkshire letters are a masterclass in clear thinking about money. The 2024 one just dropped.
I've tried YNAB, spreadsheets, the envelope method. Currently just doing a simple 50/30/20 split and it's the first thing that's stuck.
Trying to benchmark myself. I'm at about 25% of take-home pay going into savings/investments. Where does everyone else land?
Index funds aren't exciting, but 20 years of consistent contributions is how most people actually build wealth. Stop chasing the next hot stock.